Bailiffs / County Bailiff Company
Bailiffs / County Bailiff Company
County Bailiff Company is a registered bailiff firm operating in England. They are based at C/O T Burton & Co Suite 1 Scotts Place, 24 Scotts Road, Bromley, Kent, BR1 3QD, England. The company is officially registered with the company number 06429839 and is authorised by Dartford County Court to carry out bailiff duties.
As a bailiff company, their primary role is to collect debts on behalf of creditors or enforce court orders. They operate within the legal framework set by UK law, which governs their powers and the procedures they must follow when dealing with debtors.
Receiving a letter from County Bailiff Company can be a stressful experience, but it's important to remain calm and take appropriate action. Here are some steps you should consider:
1. Don't ignore the letter. Ignoring correspondence from bailiffs can lead to escalation of the situation.
2. Read the letter carefully to understand the nature of the debt and the amount owed.
3. Check if you recognise the debt. If you don't, you have the right to request more information.
4. If the debt is valid, consider your options for repayment or negotiation.
5. If you're unsure about how to proceed, it may be helpful to seek advice from a debt specialist or citizens advice bureau.
County Bailiff Company may contact you for various reasons, all related to debt collection or enforcement of court orders. Some common reasons include:
1. Unpaid council tax: Local authorities often use bailiffs to collect overdue council tax.
2. County Court Judgments (CCJs): If you have a CCJ against you and haven't paid, bailiffs may be instructed to collect the debt.
3. Unpaid parking fines or traffic penalties: These can escalate to bailiff involvement if left unpaid.
4. Business rates: For commercial properties, unpaid business rates can lead to bailiff action.
5. High Court enforcement: In some cases, County Bailiff Company may be acting as High Court Enforcement Officers for debts over £600.
When dealing with County Bailiff Company, it's crucial to approach the situation proactively and responsibly. Here are some best practices:
1. Communicate openly: Respond to their letters and calls promptly and honestly.
2. Provide evidence: If you dispute the debt, gather and present evidence to support your case.
3. Negotiate: If you accept the debt but can't pay in full, try to negotiate a realistic payment plan.
4. Keep records: Document all communications and agreements with the bailiffs.
5. Understand your rights: Familiarise yourself with bailiff regulations to ensure they're acting within the law.
6. Seek advice: If you're unsure about your options or rights, consider getting professional debt advice.
When dealing with County Bailiff Company, it's important to understand your rights. Bailiffs must operate within strict legal guidelines, and you have protections under UK law:
1. Right to peaceful entry: Bailiffs cannot force their way into your home. They can only enter through a door or other usual means of entry.
2. Restricted hours: Bailiffs can only visit between 6am and 9pm, and not on Sundays or bank holidays unless they have specific court permission.
3. Notice of enforcement: You must be given at least 7 days' notice before a bailiff visits.
4. Right to refuse entry: You can refuse to let bailiffs into your home, but be aware this may lead to further action.
5. Protection of vulnerable people: Bailiffs must treat vulnerable individuals (such as those with disabilities or serious illnesses) with extra consideration.
6. Restricted items: Certain essential household items cannot be seized by bailiffs.
While County Bailiff Company has significant authority to collect debts, their powers are not unlimited. It's important to understand what they can and cannot do:
1. They can enter your property if given peaceful entry or through an unlocked door.
2. They can seize certain goods to sell and pay off the debt.
3. They cannot enter if only children under 16 or vulnerable people are present.
4. They cannot use force to enter a property on their first visit.
5. They must provide identification and authorisation documents when requested.
If you know County Bailiff Company is planning to visit, there are steps you can take to prepare:
1. Gather all relevant documents related to the debt.
2. Prepare a list of your income and essential expenditure to discuss affordability.
3. If you're vulnerable, gather evidence of your circumstances.
4. Consider having a friend or family member present for support.
5. Ensure valuable or sentimental items are not easily accessible.
If you're facing action from County Bailiff Company, it's worth exploring alternatives that might help resolve the situation:
1. Debt management plans: These can help you manage multiple debts with a single monthly payment.
2. Individual Voluntary Arrangements (IVAs): These are formal agreements between you and your creditors to pay off debts over a set period.
3. Debt Relief Orders: For those with low income and few assets, this can be a way to write off certain debts.
4. Bankruptcy: While a serious step, it can provide a fresh start for those with unmanageable debts.
5. Negotiating directly with creditors: Sometimes, creditors may be willing to accept reduced payments or freeze interest if approached directly.
If you feel County Bailiff Company has acted inappropriately or outside their legal powers, you have the right to complain:
1. First, complain directly to County Bailiff Company. They should have a formal complaints procedure.
2. If unsatisfied with their response, you can escalate to the creditor who instructed the bailiffs.
3. For council tax debts, you can complain to the local authority.
4. The Civil Enforcement Association (CIVEA) handles complaints about certificated enforcement agents.
5. As a last resort, you can contact the Local Government Ombudsman or seek legal advice.
While dealing with County Bailiff Company is important, it's equally crucial to focus on long-term financial health to prevent future debt issues:
1. Create a budget: Understanding your income and expenses is key to financial stability.
2. Build an emergency fund: This can help you avoid debt when unexpected expenses arise.
3. Prioritise debts: Focus on paying off high-interest debts first.
4. Seek financial education: Many organisations offer free courses on money management.
5. Regular financial check-ups: Periodically review your financial situation to catch potential issues early.
Dealing with debt and bailiffs can be challenging, but remember, you're not alone. There are numerous resources available to provide support and guidance:
1. Citizens Advice Bureau: Offers free, impartial advice on debt and consumer issues.
2. StepChange: A charity providing free debt advice and solutions.
3. National Debtline: Offers free debt advice through their helpline and website.
4. Money Advice Service: Provides free and impartial money advice, set up by the government.
5. Mental health charities: Organisations like Mind offer support for the mental health impacts of debt.
Remember, while these situations can feel overwhelming, there are always options available. By understanding your rights, communicating effectively, and seeking appropriate advice, you can work towards resolving your debt issues and improving your financial wellbeing.