Bailiffs / M A Julious & Co
M A Julious & Co - Stop Them Instantly for Free!
Bailiffs / M A Julious & Co
M A Julious & Co are a bailiff company based at Apex House, Mosley Street, Nottingham, NG7 7FQ. They are registered with the company registration number 04874966 and are authorised bailiffs by Nottingham County Court. As a certified bailiff firm, M A Julious & Co are responsible for collecting debts on behalf of creditors, including local authorities, businesses, and individuals.
Operating primarily in the Nottingham area, M A Julious & Co have been in business for several years, specialising in debt recovery and enforcement. Their role involves visiting properties, collecting payments, and in some cases, seizing goods to satisfy outstanding debts. It's important to note that while they have legal authority to carry out these actions, they must adhere to strict guidelines and regulations.
Receiving a letter from M A Julious & Co can be a stressful experience, but it's crucial to remain calm and take appropriate action. The first step is to carefully read the letter to understand the nature of the debt and the amount owed. Don't ignore the communication, as this can lead to further complications and potentially more severe enforcement action.
If you believe the debt is incorrect or you're unsure about its validity, contact M A Julious & Co immediately to discuss the matter. It's advisable to gather any relevant documentation or evidence that supports your case before making contact. If you acknowledge the debt but are unable to pay in full, consider discussing payment options or arrangements with the company. They may be willing to negotiate a repayment plan that suits your financial situation.
M A Julious & Co typically contact individuals or businesses for various reasons related to debt collection. Some common scenarios include:
1. Council Tax arrears: If you've fallen behind on Council Tax payments, the local authority may instruct M A Julious & Co to recover the debt.
2. Unpaid parking fines or penalty charge notices: Local councils often use bailiff services to collect outstanding fines.
3. County Court Judgments (CCJs): If a creditor has obtained a CCJ against you and you haven't paid, they may instruct bailiffs to enforce the judgment.
4. Business debts: Companies that owe money to suppliers or other creditors may face bailiff action.
5. Magistrates' Court fines: Unpaid fines for criminal offences can result in bailiff involvement.
When dealing with M A Julious & Co, it's essential to approach the situation proactively and professionally. Here are some steps to consider:
1. Communicate openly: Respond to their letters or calls promptly and honestly about your financial situation.
2. Verify the debt: Ensure that the debt is legitimate and that the amount claimed is correct.
3. Negotiate: If you can't pay the full amount immediately, try to negotiate a repayment plan or settlement offer.
4. Seek advice: Consider consulting a debt advice charity or financial advisor for guidance on your options.
5. Keep records: Document all communications with M A Julious & Co, including dates, times, and the content of conversations.
6. Know your rights: Familiarise yourself with bailiff regulations to ensure M A Julious & Co are acting within the law.
When dealing with M A Julious & Co, it's crucial to understand your rights. Bailiffs must follow strict rules and regulations, and you have certain protections under the law:
1. Notice of enforcement: M A Julious & Co must provide you with at least 7 days' notice before visiting your property.
2. Peaceful entry: Bailiffs can only enter your home peacefully through a door. They cannot force entry unless they've been inside before and have a court order.
3. Time restrictions: Bailiffs can only visit between 6 am and 9 pm, and not on Sundays or bank holidays.
4. Vulnerable individuals: If you're considered vulnerable due to age, disability, or other factors, inform M A Julious & Co as they must take this into account.
5. Protected goods: Certain essential items cannot be seized, such as basic household necessities and tools required for work.
6. Fees: Bailiffs can charge fees, but these are regulated and should be clearly explained to you.
It's helpful to understand the typical process M A Julious & Co might follow when collecting a debt. This usually involves several stages:
1. Initial contact: You'll receive a letter or notice of enforcement outlining the debt and giving you the opportunity to pay.
2. Visit to your property: If the debt remains unpaid, a bailiff may visit your home or business premises.
3. Taking control of goods: The bailiff may list items that could be sold to cover the debt, known as "taking control of goods".
4. Removal of goods: If payment is not made or arranged, the bailiff may return to remove and sell the listed items.
If you're struggling with debt, there may be alternatives to bailiff action. While it's important to seek personalised advice for your situation, some options to consider include:
1. Debt management plans: Informal agreements with creditors to repay debts over time.
2. Individual Voluntary Arrangements (IVAs): A formal agreement to pay all or part of your debts, which can be an alternative to bankruptcy.
3. Debt Relief Orders (DROs): Suitable for those with low income, few assets, and relatively low levels of debt.
4. Bankruptcy: A last resort that can write off debts but has serious long-term consequences.
If you believe M A Julious & Co have acted inappropriately or outside of their legal remit, you have the right to complain. Start by raising your concerns directly with the company. If you're not satisfied with their response, you can escalate your complaint to the creditor who instructed them. As a last resort, you may be able to complain to an ombudsman or regulatory body, depending on the nature of the debt and the bailiff's actions.
To avoid future involvement with bailiffs like M A Julious & Co, consider these preventative measures:
1. Stay on top of bills: Prioritise essential payments like Council Tax and utilities.
2. Communicate with creditors: If you're struggling to pay, contact creditors early to discuss your options.
3. Create a budget: Manage your income and expenses carefully to avoid falling into debt.
4. Seek early advice: If you're experiencing financial difficulties, don't wait until bailiffs are involved to seek help.
It's important to understand that bailiff action itself doesn't directly affect your credit score. However, the underlying debt that led to bailiff involvement is likely to have been reported to credit reference agencies. This can negatively impact your credit rating, making it more difficult to obtain credit in the future. Resolving the debt promptly and maintaining good financial habits moving forward can help improve your credit score over time.